Terms and Conditions

Effective Date: August 26th, 2025
Website: https://invoicewise.co.uk


1. Introduction

These Terms and Conditions govern your use of our website and the services we provide, including but not limited to invoice factoring, credit assessment, and related financial services (the “Services”). By accessing or using our website or Services, you agree to comply with and be bound by these Terms. If you do not agree, you must not use our Services.


2. Eligibility

To use our Services, you must:

  • Be at least 18 years of age.

  • Be legally capable of entering into binding contracts under UK law.

  • Operate a business registered in the United Kingdom.

We reserve the right to refuse service at our sole discretion.


3. Our Services

Invoicewise provides invoice factoring services, which involve the purchase of accounts receivable (invoices) from your business. The terms of each factoring arrangement will be set out in a separate agreement between Invoicewise and your business.

Nothing on this website constitutes financial, tax, or legal advice. You should seek independent professional advice before entering into any agreement.


4. Registration and Account Security

To access our Services, you may be required to register an account. You agree to:

  • Provide accurate, complete, and up-to-date information.

  • Keep your login credentials secure and confidential.

  • Notify us immediately of any unauthorised use of your account.

We are not liable for any loss arising from your failure to comply with these obligations.


5. Fees and Charges

All fees, charges, and repayment obligations will be detailed in your individual factoring agreement. We may update our fee structure from time to time, but any changes will not affect existing agreements unless expressly stated.


6. Confidentiality and Data Protection

We handle personal and business information in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. Please review our Privacy Policy for details on how we collect, use, and store data.


7. Intellectual Property

All content, trademarks, designs, text, graphics, and other materials on invoicewise.co.uk are owned by or licensed to Invoice Wise. You may not copy, reproduce, distribute, or create derivative works without our prior written consent.


8. Prohibited Use

You must not use our website or Services to:

  • Engage in fraudulent, unlawful, or misleading activities.

  • Upload or transmit viruses, malware, or harmful content.

  • Infringe upon the rights of others, including intellectual property rights.

  • Misrepresent your financial or business position.


9. Limitation of Liability

To the maximum extent permitted by UK law:

  • Invoicewise shall not be liable for any indirect, incidental, or consequential losses, including but not limited to loss of profits, data, or goodwill.

  • Our total liability for any claim arising out of or relating to our Services shall not exceed the total fees paid by you to us in the 12 months preceding the claim.

Nothing in these Terms limits our liability for death, personal injury caused by negligence, or fraud.


10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of third-party sites. Accessing such websites is at your own risk.


11. Termination

We may suspend or terminate your access to the website or Services at any time without notice if you breach these Terms. You may also close your account by contacting us in writing.


12. Governing Law and Jurisdiction

These Terms and any disputes arising from them are governed by and construed in accordance with the laws of England and Wales. You agree to submit to the exclusive jurisdiction of the courts of England and Wales.


13. Amendments

We may update these Terms from time to time. Any changes will be posted on this page with the updated “Effective Date.” Your continued use of our Services after changes are posted constitutes acceptance of the revised Terms.


14. Contact Information

For any questions about these Terms, please contact us:

Email: info@invoicewise.co.uk
Address: 126 New Kings Road London SW6 4LZ.